tirsdag 11. mars 2008

Credit Expert.

EMR2834954X
11 March 2008
10:06
Subject
EMR2834954X
From
CreditExpert
To
eribsskog@gmail.com
Sent
11 March 2008 09:54

Our Ref: MM/41500917/PC

05 March 2008

Mr Erik Ribsskog
Flat 3
5, Leather Lane
Liverpool
Merseyside
L2 2AE



Dear Mr Ribsskog

Thank you for your query received on 29 February 2008.

I am amending your Notice of Correction to read:

"I, MR ERIK RIBSSKOG, WOULD LIKE TO MAKE IT KNOWN THAT I AM NOT REGISTERED ON THE ELECTORAL ROLL AS I AM NOT YET ELIGIBLE TO VOTE IN THE UK. I AM IN FACT A NORWEGIAN CITIZEN. I WOULD LIKE TO MAKE IT CLEAR THAT I CAN PROVIDE DOCUMENTATION TO VERIFY MY RESIDENCY AT MY ADDRESS IF REQUIRED TO DO SO".

Your report will change in the next seven days. Please use this correspondence if you need proof in the meantime.

I am telling all the companies that have searched your credit report in the last six months of the change to your information.

May I apologise for any inconvenience my typographical error may have caused.

Yours sincerely

Mr Martin Mitchell
Consumer Service Officer
CreditExpert

cc Barclaycard, Egg Banking Plc, Ge Capital Bank Plc, Goldfish Bank Ltd, Halifax Card Services, Mbna Europe Bank Ltd, Mint Credit Card, Rbs Cards, Royal Bank Of Scotland Plc

-----*Original Message*-----
From: "Erik Ribsskog"
Date: 29 February 2008
Subject: Fwd: EMR2162508X

Hi,

I got a general information e-mail from your company today.

And then I remembered, that I was wondering if it was some language-problems with the message on my credit-file, that you added in August.

The messege was like this:

"I, MR ERIK RIBSSKOG, WOULD LIKE TO MAKE IT KNOW THAT I AM NOT REGISTERED ON THE ELECTORAL ROLL AS I AM NOT YET ELIGABLE TO VOTE IN THE UK. I AM INFACT A NORWEGIAN CITIZEN. I WOULD LIKE TO MAKE IT CLEAR THAT I CAN PROVIDE DOCUMENTATION TO VERIFY MY RESIDENCY AT MY ADDRESS ID REQUIRED TO DO SO."

I'm from Norway, so I'm not sure if I should complain about how something is written in English, but I was just wondering if the last line of the message was correctly written.

Because it says:

'I WOULD LIKE TO MAKE IT CLEAR THAT I CAN PROVIDE DOCUMENTATION TO VERIFY MY RESIDENCY AT MY ADDRESS ID REQUIRED TO DO SO.'

Shouldn't it be, 'if I'm required to do so'?

I could be mistaking, and don't mean to be inpolite, by complaining on how someone who are British, write something in English.

But how it's written, doesn't sound right to me, so I thought I'd check this with you anyway.

Hope it's alright that I check this!

I don't mean to be ungrateful for the help, and I know I've only paid for one credit-file, but I thought that I should make sure it was written correctly, in case someone had a look at my credit-file.

Hope this is alright!

Yours sincerely,

Erik Ribsskog





---------- Forwarded message ----------
From: Erik Ribsskog
Date: Aug 15, 2007 2:28 PM
Subject: Re: EMR2162508X
To: CreditExpert


Hi,

I think your version of the explanation looked very fine, so I don't see any need to change something that looks like it's done correct.

So, if it's possible for you, then I think it would be very fine if you please could update my credit-file with the new version of the explanation.

Thank you very much for your help regarding this, I'll have a look at your website, and try to get back to you to order a new version of my credit-record, after the update, to see if there has been any improvement in the credit-score.

But I'll call back regarding this in a week or two if you think thats alright!

Thank you very much for your help again!

Your sincerely,

Erik Ribsskog


On 8/15/07, CreditExpert wrote:

Our Ref: MM/41500917/PC

Dear Mr Ribsskog

Thank you for your email, which we received on 10 August 2007.

I note your comments, however I have been unable to open your attachment. In view of this I have drafted the following Notice of Correction for you. You may prefer to add a similar or different statement of your own. Please let me know if you would like us to add this or any other statement to your report. We cannot add a statement that is longer than 200 words or one we think is defamatory, frivolous, scandalous or unsuitable for publication for some other reason.

"I, MR ERIK RIBSSKOG, WOULD LIKE TO MAKE IT KNOW THAT I AM NOT REGISTERED ON THE ELECTORAL ROLL AS I AM NOT YET ELIGABLE TO VOTE IN THE UK. I AM INFACT A NORWEGIAN CITIZEN. I WOULD LIKE TO MAKE IT CLEAR THAT I CAN PROVIDE DOCUMENTATION TO VERIFY MY RESIDENCY AT MY ADDRESS ID REQUIRED TO DO SO."

Kind regards

Mr Martin Mitchell (MM)
Consumer Services Officer
CreditExpert

Experian Limited, a company registered in England and Wales with registered number 653331 and whose registered office is at Talbot House, Talbot Street, Nottingham, NG80 1TH

----- Original Message -----
From: "Erik Ribsskog"
Date: 10 August 2007
Subject: Credit-file update

Hi,

I ordered a credit report from your company earlier this year, and called
your help-line regarding
the report.

I was adviced to wait a couple of months before I applied for a loan again,
and I was also adviced
to send you a file, in which I described about me being a Norwegian
national, and this being
the reason that it says in the credit-file that my address isnn't registered
in the electoral register.

So that why I'm sending you this e-email now, because I was wondering if it
would please be
possible for you to update the information in my credit-file, with
the explanation that I'm enclosing
with this e-mail.

Hope that this is alright!

Yours sincerely,

Erik Ribsskog



EXPEMA


----- INSTRUCTIONS -----
CreditExpert Email + CC

Email Ref: EMR2834954X
Our Ref: /41500917/PC
Date: 29 February 2008

Please write any CC instructions below:


Barclaycard, Egg Banking Plc, Ge Capital Bank Plc, Goldfish Bank Ltd, Halifax Card Services, Mbna Europe Bank Ltd, Mint Credit Card, Rbs Cards, Royal Bank Of Scotland Plc


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