PS.
Men det er litt vanskelig å se hva som skrives:
http://www.stocktalk.no/Msg.asp?GroupID=14&Group=After%20hours&TopicID=43999&Topic=VERDENS%20BESTE%20BLOGG
lørdag 8. desember 2012
Et aksjenettsted linker til bloggen
PS.
Men det er litt vanskelig å se hva som skrives:
http://www.stocktalk.no/Msg.asp?GroupID=14&Group=After%20hours&TopicID=43999&Topic=VERDENS%20BESTE%20BLOGG
Jeg sendte en ny e-post til Wescot
Erik Ribsskog
<eribsskog@gmail.com>
To: Jane Beauchamp, Complaints Manager/Fwd: Wescot response RE: Mrs. N. Farrow. Your ref: 49597867/S82A
Erik Ribsskog
<eribsskog@gmail.com>
Sat, Dec 8, 2012 at 1:03 PM
To:
Contact Us <contactus@wescot.co.uk>
Hi,
I'm refering to your letter from 5/12, which I got in the post today, and which I attach scanned copies of.
I think your letter has to many issues brought up in it.
And the issues aren't even indexed.
So I don't think I should comment on all the details, in your letter.
From reading your letter quite fast, I didn't like it that you brought my feelings into this.
That's inpolite, I think.
Also, I think the section were you write about the problems with the signature, was difficult to understand, since it was written in a way, to make it problematic, to understand, I think.
I think your English-teacher would have complained if you showed that paragraph, to him.
To try to bring this further.
I have already, about a week before the date your letter, started paying Wescot token-payments, of £1, (from your web-site), like I've previously written to your collegue, (Mr. Robinson?), that I would start doing.
So I now plan to continue paying you token-payments, of £1, by the 30th., each month.
Untill I find a new job, then I'm going to set up a new budget, and increase the payments.
Hope this is alright!
Yours sincerely,
Erik Ribsskog
---------- Forwarded message ----------
From: Contact Us <contactus@wescot.co.uk>
From: Contact Us <contactus@wescot.co.uk>
Date: Thu, Nov 15, 2012 at 12:04 PM
Subject: Wescot response RE: Mrs. N. Farrow. Your ref: 49597867/S82A
To: Erik Ribsskog <eribsskog@gmail.com>
15 November 2012
Dear Mr Ribsskog
Further to your recent email.
I acknowledge your comments and would like to confirm that Wescot always attempt to respond with an explanation or resolution as quickly as possible.
Our client confirmed the signature you provided when you requested your new address to be updated on their records did not match the signature on the account. According to our client, they
did not inform you the balance is not outstanding. They have confirmed the account will not be deleted and advised you should set repayment arrangement with ourselves. Please complete the attached form.
Please accept my apologies for any inconvenience you may have been caused whilst contacting us.
Yours sincerely
Funmi Olugbenga-Dada
Account Controller
email: contactus@wescot.co.uk
From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: Monday, November 12, 2012 10:39 PM
To: Contact Us
Cc: Q&A
Subject: To: Mrs. N. Farrow. Your ref: 49597867/S82A
Hi,
It wasn't like you write in the letter.
So that's why I wanted the debt deleted.
(And Wescot have also told me in a letter, that I don't reply to your correspondence.
And I've gone to business-school, and I think letters shouldn't contain lies.
Perhaps you could contact Capital One again and ask them if they now accept my token-payment offer of £1 a month, from about a year ago?
Thanks in advance for any help!
Best regards,
Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT
Please consider the environment before printing this email. Wescot, helping to make a difference
Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery of the message to the intended recipient)
please notify us immediately (on 01482 590590 (UK) or +44 1482 590590 (international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.
As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent. Please note that Wescot Credit Services Ltd
does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the opinions and views of Wescot Credit Services
Ltd.
| 2 attachments | |||
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PS.
Jeg fikk en ny e-post fra LHT
Erik Ribsskog
<eribsskog@gmail.com>
New update to Ian Marshall, Manager Birkenhead Benefit Centre/Fwd: Update/Fwd: To: Ian Marshall, Manager Birkenhead Benefit Centre/Fwd: To Graham Roberts, Benefit Officer/Fwd: Thank you for your email
LHT Customer Service
<csc@lht.co.uk>
Fri, Dec 7, 2012 at 9:32 AM
To:
Erik Ribsskog <eribsskog@gmail.com>
Dear Mr Ribsskog,
I have forwarded the below information to Laura Murphy.
Regards
Lona
From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 06 December 2012 13:53
To: Contact-Us
Cc: Benefits Service
Subject: New update to Ian Marshall, Manager Birkenhead Benefit Centre/Fwd: Update/Fwd: To: Ian Marshall, Manager Birkenhead Benefit Centre/Fwd: To Graham Roberts, Benefit Officer/Fwd: Thank you for your email
Hi,
I called Birkenhead Benefit Centre now, on 0845 608 8529, and spoke with Margareth there.
And that the payment I got on 24/9, of £355.02 was Jobseekers Allowance from 17/8 to 20/9.
I explained that I have thought that these payments were the Housing Benefit, since the Jobseekers Allowance-payments were sent collected.
And also that not even RBS could tell me who these payments were from.
So you can now just ignore my complaint about missing JSA-payments.
Since Margareth told me that my JSA-payments are now up to date.
I send copy e-mails to my Landlord and the Council, to explain more about this unfortunate misunderstanding.
Yours sincerely,
---------- Forwarded message ----------
From: Erik Ribsskog <eribsskog@gmail.com>Date: Wed, Dec 5, 2012 at 4:58 PM
Subject: Update/Fwd: To: Ian Marshall, Manager Birkenhead Benefit Centre/Fwd: To Graham Roberts, Benefit Officer/Fwd: Thank you for your email
To: Contact-Us <Contact-Us@jobcentreplus.gsi.
Cc: LHT Customer Service <csc@lht.co.uk>
Hi,
I called RBS now, and spoke with Joan there.
So I guess that's the JCP then?
I hope you can have this in mind later, to put your name on the transfers, if this was from you.
I got a regular payment from you, last week, of £142, and that was labeled 'DWP JSA', so then I knew it was from you.
I'll try to call you one of the next days, (since you don't respond to e-mails, like Rude(?) with you said the last time I called you), to try to clear up the mystery surrounding who with a HSBC-account sent these payments.
Since even RBS don't know who they are.
Hope this is alright!
Best regards,
---------- Forwarded message ----------
From: Erik Ribsskog <eribsskog@gmail.com>Date: Wed, Dec 5, 2012 at 1:25 PM
Subject: To: Ian Marshall, Manager Birkenhead Benefit Centre/Fwd: To Graham Roberts, Benefit Officer/Fwd: Thank you for your email
To: Contact-Us <Contact-Us@jobcentreplus.gsi.
Hi,
I'm forwarding an e-mail regarding problems with the Housing Benefit, to Liverpool City Council, as an update, on my letter, from 29/11, regarding Jobseekers Allowance.
I have gotter two payments in the region of £300-400, in the last months.
(Because I got the Housing Benefit sent to me directly earlier, and it has recently been resumed.
I now think that these payments must have been two or three Jobseekers Allowances, sent in collected payments.
Yours sincerely,
Erik Ribsskog
---------- Forwarded message ----------
From: Erik Ribsskog <eribsskog@gmail.com>Date: Wed, Dec 5, 2012 at 1:07 PM
Subject: To Graham Roberts, Benefit Officer/Fwd: Thank you for your email
To: Benefits Service <benefits.service@
Hi,
thank you for your letter from 29/11, which I recieved today.
Like I explain in the forwarded e-mail, to LHT, it has been a misunderstanding, from my side, regarding the Housing Benefit.
Some payments have just been labeled 'expess', (or something similar), on my online bank-statement.
(I'm going to complain to RBS about the problems with the bank-statement).
Yours sincerely,
PS.
And like I've mentioned above, it hasn't been easy interperated my bank-statement.
---------- Forwarded message ----------
From: Erik Ribsskog <eribsskog@gmail.com>Date: Wed, Dec 5, 2012 at 12:37 PM
Subject: Re: Thank you for your email
To: LHT Customer Service <csc@lht.co.uk>
Hi,
thank you for your e-mail!
Today I got a letter from the Council, which I attach.
So I then assumed that some payments I got on my RBS-account, where the Housing Benefit, from the Council, (because I complained about that the Housing Benefit had been stopped).
So I have assumed they were Housing Benefit.
(And not in the region of £140, which the Jobseekers Allowance is).
But I'm going to contact RBS now, to check up on this.
I send copies to the Council and the Jobcentre, as updates, (since I've contacted them earlier about these payments).
Yours sincerely,
Erik Ribsskog
On Mon, Dec 3, 2012 at 3:43 PM, LHT Customer Service <csc@lht.co.uk> wrote:
Hi Erik, I have forwarded both emails over to Laura Murphy as requested.
Thanks
Chris McAuley
Customer Service Officer
Liverpool Housing Trust
Priory House
Northway
Runcorn
WA7 2FS
Tel: 01928 796000
E-Mail:
csc@LHT.CO.UK
Web:
www.lht.co.uk
Liverpool Housing Trust is part of the Symphony Housing Group
From: Erik
Ribsskog [mailto:eribsskog@gmail.com]Sent: 02 December 2012 01:09
To: Benefits Service
Cc: LHT Customer Service
Subject: Re: Thank you for your email
Hi,
/div>
just to update a bit about this.
But from my memory, I can only remember to have recieved Housing Benefit, (which I first thought was Jobseekers Allowance), in September and November.
So I hope you can send me the Hounsing Benefit-payment for October as well.
And I got one payment in November, on a bit more than £400, (I think it was).
So I think I've gotter more than £200 to little in Housing Benefit from you, in the months: September, October and November.
Hope this is alright!
Yours sincerely,
Erik Ribsskog
On Sun, Dec 2, 2012 at 12:16 AM, Benefits Service <Benefits.Service@
wrote:
Thank you for your email. We aim to reply to this within 10 days.
If you are a Council Tax account holder we would like to set your account up for electronic billing, if appropriate.
This is one of the ways that helps us to keep Council Tax increases as low as possible.
You do not need to do anything unless you DO NOT want to receive your bills electronically. If this is the case
please reply revenue.service@liverpool.gov.
stating that you do not want to receive an e-bill.
If we do not receive a reply from you, you will shortly begin to receive your bills to this email address.
Please note that emails from third parties are excluded.
Please include your Council Tax reference or the property address in your reply.
DISCLAIMER:
The information in this e-mail is confidential and may be read, copied or used only by the intended recipient(s). If you have received it in error please contact the sender immediately by returning the e-mail or by telephoning a number contained in the body
of the e-mail then and please delete the e-mail without disclosing its contents elsewhere. No responsibility is accepted for loss or damage arising from viruses or changes made to this message after it was sent. The views contained in this email are those
of the author and not necessarily those of the authors employer or service provider.
This email has been automatically scanned for viruses and malicious content by MessageLabs for your protection
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Jeg sendte en ny e-post til United Utilities
Erik Ribsskog
<eribsskog@gmail.com>
To: Suzanne Cafferty, Customer Advisor/Fwd: To: Nicola Redfern, Customer Advisor
Erik Ribsskog
<eribsskog@gmail.com>
Sat, Dec 8, 2012 at 3:44 AM
To:
Customer.Services@uuplc.co.uk
Hi,
I'm refering to you letter from 4/12, (which I attach), and to the water-bill, also from 4/12, (which I also attach a scanned copy of).
Thank you for merging my two accounts with you!
You write that the payment-arrangement stays the same.
I'm unemployed at the moment, so I have an arrangement with you that I pay £1 a month, untill I find a new job.
That payment-plan should be up to date now.
And I'm going to pay the next token-payment, of £1, within 25/12.
I just wanted to update about this, since I also got a water-bill, that mention another amount.
So just to make sure that there have been no misunderstanding about this, and to explain that my next payment is going to be the token-payment, of £1, by 25/12.
I hope that you can confirm that this is the same payment-plan, which you mention, in your letter.
(Since I got two letters from you, both dated 4/12 now).
So I just wanted to explain about the details of my payment-arrangement with you, just for the record, so to speak.
Hope this is alright, and thanks again for the letter!
Yours sincerely,
Date: Wed, Nov 28, 2012 at 11:14 PM
Subject: To: Nicola Redfern, Customer Advisor
To: Customer Services <Customer.Services@uuplc.co.uk
Hi,
I'm refering to your letter from 26/11, which I recieved today, about my water bill arrears, from Hope Chambers.
Today, I also recieved my new water bill, for 10 Keith Court.
I'm unfortunately still unemployed at the moment, (even if I get to job-interview quite often now).
So I can't afford to pay more than token-payments untill I find a new job, unfortunately.
So I was wondering if you could please merge my old account with you, from Leather Lane, with my new account, for 10 Keith Court.
And then I would just continue to pay one token-payment monthly, (like the agreement I have with you now says), untill I find a new job.
So that my next token-payment is due on 25/12.
Hope this is alright, and thank you again for your letter!
Yours sincerely,
Erik Ribsskog
PS.
I attach scanned copies of both the mentioned letters.
| 2 attachments | |||
| |||
| |||
PS.
Her er vedleggene:
Mer om budsjett
Erik Ribsskog
<eribsskog@gmail.com>
Barclays Bank - Notice of Proceedings
Erik Ribsskog
<eribsskog@gmail.com>
Sat, Dec 8, 2012 at 3:16 AM
To:
"SAM N. PARCS" <Sam.n.Parcs@debt-managers.co.uk>
Hi,
yes, it would have been fine if you could send me some more giro-slips, while I'm in contact with you.
I only have like three or four giro-slips left, you see.
Thanks in advance for any help with this!
Best regards,
Erik Ribsskog
PS.
I guess you've gotten my new address, (since May), but in case you haven't, it should be:
10 Keith Court
Keith Avenue
Liverpool
L4 5XJ
Dear Mr Erik Ribsskog
Our Ref 47998755 - Barclays Bank
Thank you for your email. We can confirm that your last payment has now been received and your payment plan is up to date and has been adjusted. Should you require further payment slips please do not hesitate to contact us.
Regards
Sam N Parcs.
-----Original Message-----
From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 04 December 2012 12:00
To: SAM N. PARCS
Cc: Q&A
Subject: Re: Barclays Bank - Notice of Proceedings
Hi,
according to my notes, I'm not in arrears.
And I've replied to each of your letters and e-mails.
I've paid you £1 for October and £1 for November.
And I'm going to pay you £1 for December.
So this doesn't make any sense to me, unfortunately.
I send a copy e-mail to CCCS due to this.
Erik Ribsskog
On Tue, Dec 4, 2012 at 8:09 AM, Sam N Parcs <sam.n.parcs@debt-managers.co.
47998755 - Barclays Bank - BVDM1R
Dear Mr Erik Ribsskog
Despite acknowledgement of liability for this account, the repayment agreement remains in arrears.
You have failed to respond to the default notice that was issued to you recently, therefore we give notice that legal proceedings to recover this debt, together with solicitors fees and costs, may be instigated.
Legal proceedings would result in significant additional costs being incurred that will increase your indebtedness and may seriously impede your ability to obtain credit in the future.
To avoid this action, please call our legal recoveries department immediately on 08448425291 or make your payment online at dmpay.co.uk using your reference number and unique password 676P962.
Sam N Parcs
Supervisor
Sam.n.parcs@debt-managers.co.
The cost of calls may vary depending on your network provider - please check with your provider for confirmation. Calls may be monitored & recorded for training & audit purposes.
OPENING TIMES
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Saturday 8 am - 4pm
Any views or opinions are solely those of the author and do not necessarily represent those of the Company
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The information transmitted is confidential and intended only for the person or entity to which it is addressed and may contain confidential and/or legally privileged material. If you are not the intended recipient of this message, please notify the sender immediately and confirm to us that it has been destroyed. You are strictly prohibited from using , copying or disseminating this message or any information it contains to anyone other than the intended recipient.
Debt Managers Ltd. Registered in Scotland (registered no. 219618).
Registered Office: 12 Hope Street, Edinburgh, EH2 4DB
