johncons: 2. nov. 2013

lørdag 2. november 2013

Jeg sendte en e-post til Merseyside-politiet

Gmail - Harassment from Hungry House

Erik Ribsskog
<eribsskog@gmail.com>

Harassment from Hungry House

Erik Ribsskog

<eribsskog@gmail.com>

Sat, Nov 2, 2013 at 9:31 PM

To:
commcen@merseyside.pnn.police.uk

Cc:
Liverpool Direct <liverpool.direct@liverpool.gov.uk>

Bcc:
"emb.london" <emb.london@mfa.no>

Hi,

I got a phone-call on my mobile now at 20.51 from 0773 826 4224.

A woman said she worked for a company named Hungry House and accused
me of having placed a 'bogus' order.

I'm an economist, and I've worked for fifteen years in retail and I've
also worked with delivering fast-food, as an extra-job, in Norway.

So I know that food like that are sometimes up to ten times more
expensive, than buying from a grocery-store.

So I 'never' order fast food, (at least not when I'm unemployed, like now).

And I certainly don't place bogus orders.

Last weekend I had forteen bogus pizza-delivery-guys on my door.

I called the police, since one of them started to act treatening.

And the reference-number is: 1578 - 28 October 2013.

(This was a call-centre in Liverpool One, that was the Police
Department, that I spoke with).

The Police-woman said she would inform the neighbourhood-police about this.

And didn't investigate who placed the bogus orders in my name.

This is like terror to me.

It's not fun to know that any moment someone could knock on my door
wanting money for food I haven't ordered.

And fourteen times in two times.

It's like terror.

And now this.

(Terror from the Hungry House-woman).

Even if someone had placed an order in my name, it doesn't mean I placed it.

My wifi-dongle wasn't working, the other day, and I went to the
library, here in Spellow, to do my job-search.

I tried to delete my CV from the library-computer, after using it, but
this wasn't possible, it seemed.

Also, the library-computer was lying on the floor, and not in its box.

So the electriciy-wire suddently fell out, and I had to put it back,
to get to log on again.

This is poor data-sequrity, I think.

Someone could have gotten access to my e-mail, if I hadn't been able
to put the electricity-wire back in.

I therefore also send this as a complaint to the Council.

And to the Norwegian Embassy in London, (since I'm from Norway).

Erik Ribsskog

PS.

The Hungry House-woman said she would call the Police.

And accused me of placing bogus orders.

This is harassment and insults, (and lies), which are probably some
type of crime, I guess.

Nå fikk jeg en telefon fra ei dame som sa hu ringte fra Hungry House, og insisterte på at jeg har plassert en 'bogus' order. Jeg fortalte at jeg ikke hadde gjort det, men hun sa at hun skulle kontakte politiet om dette

PS.

Her er mer om dette:

Han her burde vel ha hatt advokat. Han har vel antagelig vært ute på fjorden, siden før påbudet om flytevest ble innført. Så det er vel snakk om tradisjoner og kanskje en kulturkollisjon her. Nordlendingen synes kanskje at det er flaut, å bruke flytevest, og dette går kanskje på æren og stoltheten hans, at han får fortsette livet sitt, sånn som han alltid har levet det. Noe sånt. En advokat ville vel muligens klart å få vedkommende ut av denne straffesaken. (Uten at jeg har studert jus, så jeg tørr ikke å si det helt sikkert)

http://www.vg.no/nyheter/utrolige-historier/artikkel.php?artid=10144642

PS.

Hvorfor skriver ikke VG her at påbudet om å bruke flytevest ble innført i år ørtenørtiørte?

Og at advokat Berg sier at 'myndighetan' her ikke kan ta fiskeren for dette, siden dette er en som har vært ute på fjorden, i alle dager.

Siden han begynte å jobbe, ute på fjorden, X antall år, før dette påbudet om flytevest ble innført.

Så trenger ikke vedkommende å bruke flytevest.

Det er bare de som er født etter år 19XX som trenger å bruke flytevest.

Siden det er meningen at disse skal ha lært om dette på skolen.

Noe sånt?

Savner litt mer journalistikk, (eller hva man skal kalle det), fra VG her.

Men men.

Mvh.

Erik Ribsskog

Min Bok 6 - Kapittel 37: Enda mer fra jula 2004

Allerede den første dagen, som Pia og dem var i Sunderland, (var det vel).

Så ville Pia og dem handle mat, da.

(For det var lille julaften, vel.

Noe sånt).

Og jeg tok med Pia og dem, til Aldi, (i Millfield da), husker jeg.

Siden det var den nærmeste kjedebutikken, da.

(Og dette var også en kjede, som hadde studentvennlige priser da, må man vel si).

Så sånn var det.

Bare noe jeg tenkte på.

Men men.

Siv var ikke helt fornøyd, med Aldi, (husker jeg).

Hu lurte på hvor pølsene var, (husker jeg).

(For hu klarte ikke å finne det, da).

Men jeg klarte å finne noen litt spesielle tyske pølser, (var det vel), som jeg vel antagelig hadde sett der tidligere, vel.

Men dette var ikke noe som frista, for Siv, da.

(Mener jeg å huske, ihvertfall).

Så sånn var det.

Bare noe jeg tenkte på.

Men men.

Så gikk vi tilbake, til the Forge, da.

(En gåtur på 5-10 minutter, kanskje).

Og jeg husker at jeg denne dagen beklaget litt, (ovenfor Pia og dem), angående hvordan det så ut, i Sunderland, da.

For den 'student-veien', som gikk mellom the Forge og Millfield Metro-stasjon.

Den gikk langs en del murvegger, som folk hadde satt opp, i utkanten av de rimelig små husene sine, da.

Og disse murveggene, de hadde ofte enten piggtråd eller glasskår, på toppen, da.

(For å beskytte mot innbruddstyver, (eller noe lignende), vel).

Så Sunderland var nok en av de fattigste byene, i England, (hvis jeg skulle tippe).

Det minnet ihvertfall litt om en slags krigssone, (må man vel si), å gå gjennom den her 'student-gata', da.

Så sånn var det.

Bare noe jeg tenkte på.

Men men.

Det må vel ha vært denne dagen, at jeg fikk låne hundre pund, av Pia, (tror jeg).

For jeg husker at jeg gikk til en off licence, (eller en 'alkohol-butikk'), som lå like ved Aldi, seinere den kvelden, vel.

For å kjøpe noe øl og røyk, vel.

(Siden Aldi ikke solgte røyk, husker jeg.

Av en eller annen grunn).

Og denne off licence-butikken, den var drevet av to pakistanere, (eller noe), i 30-40-åra, da.

(Noe sånt).

Og den alkohol-butikken, den var del av en kjede, (tror jeg).

For de hadde juletilbud, på ti-pakninger, med Stella boks-øl, (husker jeg).

Så jeg kjøpte med en sånn ti-pakning da, (husker jeg).

(Siden jeg 'plutselig' hadde fått penger igjen.

Og jeg regna med at Pia og Siv, (som vel hadde bedt meg om å kjøpe mer øl antagelig), syntes at dette Stella øl-et, var kult, da.

Noe sånt).

Men den butikken, den var tom for bæreposer da, (husker jeg).

Så jeg ble veldig sliten i arma, av å bære disse 4-5 kiloene med øl, på strake armer da, (i en halv kilometer, eller noe sånt, vel).

Og jeg hadde jo hatt dårlig råd, i dagene før Pia og dem dukka opp, i Sunderland.

Og det hadde visst disse 'butikk-pakistanerne' merka seg, da.

For da jeg gikk ut av butikken, så mener jeg at jeg overhørte det.

At han ene 'butikk-pakkisen', sa til han andre, at: 'First he didn't have any money and now he buys our best stuff'.

(Noe sånt).

Så det ble jo som noe overvåking og som noe 'fitteri', på en gang, (må man vel si).

Og jeg ble nesten dårlig, av å bære den ølen, på en så tungvint måte, (husker jeg).

(For de la vel bare varene mine, på et brett, eller noe sånt, tror jeg.

Noe sånt).

Så butikkene i Sunderland, de var sånn, at man nesten ikke kunne handle der da, (må jeg si).

For hvordan butikker er det som ikke har bæreposer, liksom?

Nei, sånne butikker, de tror jeg er et rimelig ukjent fenomen, i den vestlige verden.

(Kanskje bortsett fra i Sunderland, da).

Så sånn var det.

Bare noe jeg tenkte på.

Men men.

Det var fortsatt mye mer som hendte, den tida som jeg bodde, i Sunderland.

Og dette tenkte jeg at jeg skulle prøve å få skrevet mer om, i de neste kapitlene, av Min Bok 6.

Så vi får se om jeg klarer å få til det.

Vi får se.

Jeg sendte en e-post til Wescot

Gmail - Update/Fwd: Wescot response RE: Your letter from 7/9/Fwd: Wescot Response 49597867 RE: Correspondence Reply

Erik Ribsskog
<eribsskog@gmail.com>

Update/Fwd: Wescot response RE: Your letter from 7/9/Fwd: Wescot Response 49597867 RE: Correspondence Reply

Erik Ribsskog

<eribsskog@gmail.com>

Sat, Nov 2, 2013 at 7:54 AM

To:
Contact Us <contactus@wescot.co.uk>

Hi,

I'm refering to your letter from 26/10, which I recieved yesterday.

I have already told you in the forwarded e-mail from 13/7, that my income is the same as before, and that I haven't gotten a new job yet.

So nothing is really changed here when it comes to my income, like I've told you.

So why you send me your 'funny' forms all the time, I don't understand.

I've told you I'm going to update you when I find a new job, and can afford to pay you more.

You write in your letter that you want to check if the current plan is affordable.

I pay you £1 a month, as a token-payment.

And you are worrying about if I can afford that.

Is this some strange kind of Scottish humor?

I don't think this is funny.

Please stop wasting my time with non-sense.

In Norway we have a saying that Scots are 'gjerrige', (or cheap, I guess the British word is).

I understand why people say that when you wonder if a £1 montly token-payment it to much.

I don't buy this.

You are meant to wonder if I can afford to pay more.

Not if £1 is to much, a month.

Is this some kind of ridicule.

I repeat that nothing is changed here, when it comes to my income.

And that I'll update you when I get a new job and a higher income.

I've gone to commerce-shools in Norway, and from what I've learned there that should be all you need to know, really.

Erik Ribsskog

---------- Forwarded message ----------
From: Contact Us <contactus@wescot.co.uk>

Date: Fri, Sep 20, 2013 at 3:44 PM
Subject: Wescot response RE: Your letter from 7/9/Fwd: Wescot Response 49597867 RE: Correspondence Reply
To: "eribsskog@gmail.com" <eribsskog@gmail.com>

20 September 2013

Dear Mr

Ribsskog

Further to your recent email.

I acknowledge your comments and would like to confirm that Wescot always attempt to respond with an explanation or resolution as quickly as possible.

We requested confirmation of your date of birth as security measures and to ensure we have been contacted by the actual account holder.

I trust this now resolves your query to your satisfaction.

Yours sincerely

Funmi Olugbenga-Dada

Account Controller

email: contactus@wescot.co.uk

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 18 September 2013 11:50
To: offers
Subject: Re: Your letter from 7/9/Fwd: Wescot Response 49597867 RE: Correspondence Reply

Hi,

my date of birth is 25/7/70.

Which part of the Data Protection Act are you refering to?

It this something new you've started with?

You normally just ask for the reference-number, (which I've provided), I think.

Regards,

Erik Ribsskog

On Wed, Sep 18, 2013 at 11:06 AM, offers <offers@wescot.co.uk> wrote:

Dear Mr Ribsskog

Wescot Reference: DM/472365139

Further to your recent email.
We acknowledge your comments and would like to confirm that Wescot always attempt to respond as quickly as possible.

In order to proceed with your enquiry, please confirm your date of birth for security purposes and to prevent a breach of the Data Protection Act.

Please accept our apologies for any inconvenience you may have been caused whilst contacting us.

Yours sincerely

Sarah Stark

Account Controller

email:offers@wescot.co.uk

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 13 September 2013 22:25
To: Contact Us
Subject: Your letter from 7/9/Fwd: Wescot Response 49597867 RE: Correspondence Reply

I'm refering to your letter from 7/9, (with Wescot reference 472365139), which I received today and which I attach a scanned copy of.

I've earlier informed you that I'm unemployed and only can afford to pay you token-payments until I find new employment.

I have unfortunately not found new employment, (even if I apply for new jobs every day), but I hope to find a new job soon.

In the mean-time I can unfortunately only repeat my offer of one pound monthly token-payments.

(Like I have agreed with you earlier).

This is also what I pay my other creditors, by the way.

But I'm going to pay you more, and contact you about this, as soon as possible, when I get a new job.

Hope this is alright!

Yours sincerely,

Erik Ribsskog

---------- Forwarded message ----------

From: Contact Us <contactus@wescot.co.uk>
Date: Fri, Nov 2, 2012 at 8:27 AM
Subject: Wescot Response 49597867 RE: Correspondence Reply
To: Erik Ribsskog <eribsskog@gmail.com>

02 November 2012

Dear Mr Ribsskog

Further to your recent email, I am sorry to note there appears to be some confusion over the account. To resolve this and offer a detailed explanation I have referred the points you have raised
to our client and we are currently awaiting an update from them.

I trust the above answers your query and I apologise you had to contact us again to confirm the details.

Yours sincerely

Funmi Olugbenga-Dada

Account Controller

email:

contactus@wescot.co.uk

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: Tuesday, October 30, 2012 3:29 PM
To: Contact Us
Cc: Q&A
Subject: Re: Wescot ResponseRE: Correspondence Reply

Hi,

I have explained that in the e-mail where you have highlighted a sentence in red.

That your partner Capital One told me last year my signature wasn't mine.

And that you this year have lied about me not replying to your correspondence.

And that you have made me waste my time since your partner Capital One and yourselves haven't been able to accept my token-payment-offer like other companies like Swalec, DML and United Utilities have accepted, almost a year ago.

This is sabotage, I think.

I suspect you and Capital One have a secret agenda here.

And you really should contact your English-teacher about this.

Because I get anoyed when I have to explain the same again and again.

And it's a saying you have here in the UK, which says it's no excuse for ignorance.

So eighter you're ignorant or slow.

So I think you should perhaps find another job.

Like putting spread on sandwiches, or something like that.

Just an advice.

Best regards,

Erik Ribsskog

On Tue, Oct 30, 2012 at 3:18 PM, Contact Us <contactus@wescot.co.uk> wrote:

Date 30th October 2012

Dear Mr Ribsskog

Further to your recent email regarding your email below. I acknowledge your comments and would like to confirm that Wescot always attempt to respond with

an explanation or resolution as quickly as possible.

Please advise as to why this account would be deleted, we have no details in regards to a query for this account. If you believe this balance is not due

we would require the full details of dispute on this account. Which would allow us to investigate your query with our client.

Please accept my apologies for any inconvenience you may have been caused whilst contacting us.

Yours sincerely

Ms H Thundercliffe

Accounts Controller

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 30 October 2012 14:54
To: Contact Us
Subject: Re: Correspondence Reply

Hi,

this about that my debt has been deleted is something I'm still looking forward to hearing from you about.

Perhaps you should ask your old English-teacher for advice as to what my writings meant.

Best regards,

Erik Ribsskog

On Tue, Oct 30, 2012 at 1:55 PM, Contact Us <contactus@wescot.co.uk> wrote:

Date 30th October 2012

Dear Mr Ribsskog

Further to your recent email regarding the below account. I acknowledge your comments and would like to confirm that Wescot always attempt to respond with

an explanation or resolution as quickly as possible.

In your email below you have you look forward to hearing that this debt has been deleted. Please could you advise further on this, as we haveno details

in regards to the balance being deleted.

Please accept my apologies for any inconvenience you may have been caused whilst contacting us.

Yours sincereley

Ms H Thundercliffe

Accounts Controller

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT

From: Erik Ribsskog

[mailto:eribsskog@gmail.com]

Sent: 19 October 2012 10:40

To: Correspondence Queries
Cc: offers

Subject: Re: Correspondence Reply

Hi,

ok, I don't think I have gotten their sort-code and account-number.

Do you know this?

I also sent you an update, on Saturday, after the e-mail you replied to now.

I'll paste that in this e-mail now.

Best regards,

Erik Ribsskog

PS.

Here's the update e-mail from Saturday:

Hi,

I got a new income and expenditure-form in the post from you today.

From 11/10, with the reference D3/49597867.

I contacted your partned Capital One last automn, regarding my new budget.

I offered you a token-payment-agreement on £1 a month, untill I got a full-time-job.

Capital One told me my signature wasn't mine, so this process have stalled, since last year.

Now you get back to me.

I'm still unemployed but I'm trying to set a business up, on my spare-time.

And the Jobcentre is 'messing' with my jobseekers allowance.

So at the moment, I have to say I don't have any income.

I could get back to you when I get the jobseekers allowance back.

And then I would offer you the same as last time, £1 a month in token-payments.

I've since last year gotten a flat witch was unfurnitured.

So any money I have left after token-payments each month I now buy furniture and other things for the flat with.

And I was going to set up a new budget, when I got a full-time job.

And I'm going to do that.

But I don't think it's right that I have to set up a new budget now, because your partner said my signature wasn't mine, and didn't accept my new budget, last year.

This has taken so much of my time now, so you should really just delete the debt, I think.

I'm on Ladders, so I have a high income-potential.

All the hours I've spent on you and Captial One should add up to arround the debt I owe you, I think.

So I'm looking forward to hearing from you that my debt with you has been deleted!

Hope this is alright!

Best regards,

Erik Ribsskog

On Fri, Oct 19, 2012 at 10:24 AM, Correspondence Queries <client@cccs.co.uk> wrote:

Good morning Erik,

Thank you for contacting us about Wescot.

To make token payments to Wescot you do not need to fill in a giro slip. All you need is their sort code and account number and also

the Wescot reference number starting with DM or D3. You then need to go into your bank and ask them to send £1 payment to Wescot by bank transfer. They may reject the offer of payment but they won’t reject the £1 payment you send and this will reduce the debt
in time.

If you need any advice then please do not hesitate to call us.

Kind regards

Faye

Correspondence Advisor

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 12 October 2012 16:13
To: Correspondence Queries
Cc: offers
Subject: Re: Update/Fwd: *****7867/Fwd: CCCS

Hi,

thank you for your e-mail!

I'm not paying token-payments at the moment.

Wescot have sent me a budget-form again now.

But as your collegue there have previously told me I don't have to fill out this form to get token-payments.

It should be enought that I've explained about my situation.

I've offered Wescot a token-payment-arrangement like a 'million' times.

But they haven't sent me giros or anything.

And this is taking a lot of my time now.

Because I've been offering Wescot, (and Capital One), a token-payment-arrangement since last year now.

And all I get are standard letters which tells lies like that I haven't replied to their letters.

When I've sent about a million e-mails to them, which I haven't gotten replies to.

So I now copy this e-mail to Wescot.

And I hope they'll send me some giros for the token-payment arrangement of £1 a month now.

Or tell me what information they need from me to set up a direct-debit-agreement.

So I hope this will be sorted now.

Thanks again for the e-mail!

Best regards,

Erik Ribsskog

On Thu, Oct 11, 2012 at 8:07 AM, Correspondence Queries <client@cccs.co.uk> wrote:

Hello Eric

Thank you for copying us in to the email you have sent to Wescot.

Please try not to worry about the contact you have received as this is a standard procedure for creditors to take. Nelson Guest & Partners are an

internal collections department who work on behalf of Wescot to collect the outstanding balance.

As you have contacted this creditor to advise of your current financial situation and are making token payments, you are doing all you can at this

time. If you receive any further contact regarding this matter, please advise of this.

I hope this is helpful and reassuring.

If you have any queries or concerns, please do not hesitate to contact us on 0845 272 5400. Lines are open 8am to

6pm, Monday to Friday. Email us at
client.services@cccs.co.uk
or go online to www.cccs.co.uk
and follow the links to send us a web mail.

Kind regards

Hannah

Correspondence Advisor

From: Erik Ribsskog

[mailto:eribsskog@gmail.com]

Sent: 08 October 2012 01:14
To: offers@wescot.co.uk
Cc: Q&A
Subject: Update/Fwd: *****7867/Fwd: CCCS

Hi,

on Saturday I got a letter from Nelson Guest & Partners Solicitiors, witch I attach a scanned copy of.

I'm don't have the chance to pay 50% of the dept, av the moment, unfortunately.

I'm repeating my offer of a token-payment-arrangement again.

(Which I've done many times earlier).

I hope you can 'stop messing around' now, (like I think I have to call it), and just accept my token-payment-offer, like the other companies have done.

I don't understand why you do so much 'mumbo-jumbo' surrounding this.

This should be a straight forward tokey-payment agreement.

I hope the CCCS can tell you to stop with your funny letters and just accept my token-payment-agreement, which I have offered you, a million times, (to exaggerate, but anyway).

Captial One even have a football-cup named after you, but you don't seem to be a serious company.

It's like being on the candid camera to try get a token-payment-agreement agreed with you.

Erik

---------- Forwarded message ----------

From: Erik Ribsskog <eribsskog@gmail.com>
Date: Mon, Oct 1, 2012 at 3:32 PM
Subject: Re: *****7867/Fwd: CCCS
To: offers <offers@wescot.co.uk>
Cc: Q&A <contactus@cccs.co.uk>

Hi,

it should be D3/49597867, (like I wrote in the subject-line in the e-mail I sent you on 20/9).

I repeat my token-payment offer on £1 a month, like I offer all my other creditors untill I find new employment.

Hope this is alright!

Best regards,

Erik Ribsskog

On Mon, Oct 1, 2012 at 8:30 AM, offers <offers@wescot.co.uk> wrote:

Good morning,

Please provide the wescot reference beginning with D3 or DM

Kind regards

Rebecca Stearman

Offers Administrator

email:

offers@wescot.co.uk

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 28 September 2012 14:34
To: Correspondence Queries
Cc: offers
Subject: Re: *****7867/Fwd: CCCS

Hi,

thank you for your e-mail!

Yes, I send a copy of this e-mail to Wescot as a reminder of my token-payment-offer, of one pound a month untill I find new employement.

I thought it was like you write here, with the budget-form etc., from when I went to business-school, in the eighties.

Even if that was in Norway, I think business-law is mostly the same in the western world.

Mostly based on old British business-law, if I'm not mistaking.

Thank you very much for the help with this!

The information I sent to Capital One was a new token payment-offer after I had to move to Sunderland for some months last year.

If I remember it right.

I now found a letter on my blog, from Capital One, from 2009, when they also complained about my signature, (so this has happened in both 2009 and 2011), which I attach.

Thanks again for the advice!

Best regards,

Erik Ribsskog

On Fri, Sep 28, 2012 at 12:37 PM, Correspondence Queries <client@cccs.co.uk> wrote:

Hi Erick

Thank you for your email about your Wescot and Capital One accounts.

If you have concerns over the wording of the letter from Wescot, I would advise you to raise a complaint directly with them.

The complaint procedure can take up to 8 weeks and if you are unhappy with any response they give you, you can raise this further with the financial

ombudsman service.

You don’t need to fill out the budget form that Wescot have sent you. You have advised them that you have already completed a budget with us. Both forms

cover the same areas. If you need a copy of the budget that you completed with us, please let me know as I can send this out to you. The budget can also be sent to Capital One.

I wouldn’t advise you to stop making payments towards the Wescot account. It is in your best interest and benefit that you carry on making a token payment.

It will show that you are willing to pay the account off.
p>

If you don’t make a payment, the creditor can take further action.

I understand you would like to keep the contact in writing but it is also best that you call them to discuss your concerns. This will eliminate any responses

about them not receiving your letters.

You can ask for a Data Access Request from them which will provide you with all the notes made on your account. There may be a charge for this request.

Can you advise me what information you sent to Capital One for them to reject your signature? If your signature hasn’t changed, I would advise you to

contact Capital One and ask for a further explanation, i.e. are they comparing your signature to the signature on the original credit agreement?

Again, you can ask for a Data Access Request to see what has been noted on your account and there may be a charge for this request.

I hope this has been helpful.

If you have any further queries, please contact us on 0845 272 5400, lines are open 8am to 6pm, Monday to Friday, you can email us at

client.service@cccs.co.uk.

Kind regards

Paul Marshall

Correspondence Co-ordinator

From: Erik

[mailto:eribsskog@gmail.com]

Sent: 26 September 2012 00:05
To: Correspondence Queries
Subject: Re: *****7867/Fwd: CCCS

Hi,

I've gone to business-school and letters shouldn't contain lies even if they are standard letters.

Here it's obvious that the standard letter is used wrongly.

I'm not making a token-payment here, you haven't read up.

Please escalate to your line manager.

Regards,

Erik Ribsskog

PS.

And I don't think it's a good idea to call these companies.

It's better to keep the correspondence in writing, so to keep documentation about what has been agreed.

PS 2.

You haven't commented on that Capital One told me my signature wasn't mine.

I want to please escalate this to your line-manager.

On Tue, Sep 25, 2012 at 10:33 AM, Correspondence Queries <client@cccs.co.uk> wrote:

Hi Erik

Thank you for contacting us about your account with Wescot.

Creditors will often send standard collection letters out to you. Standard letters will include certain phrases that may not fit entirely, such as "we have not received a reply".

Unfortunately even though you are making a token payment we cannot stop creditors from contacting you. You should continue to keep your creditors up to date with your financial situation and offer them the most fair and reasonable offer you can.

It may be best to call your creditors and speak to someone directly. That way all issues can be discussed there and then.

If you have any further questions or need some more advise, you can call us on 0845 272 5400. Lines are open from 8am to 6pm, Monday to Friday. You can also email us at
client.service@cccs.co.uk.

Kind regards

Gurj
Correspondence Advisor

We are altering the way in which we handle your correspondence to ensure we safeguard your personal information at all times.

In order for us to do this we will be making some changes to the way in which we validate your identity.
The next time you contact us, we will require you to provide us with at least 2 pieces of information from the list below:

· Client reference number
· Postal address
· Postcode
· Telephone number
· Email address

Please make sure you provide this information along with your full name on every communication you send to us. If not, we will prompt you for these details and this may delay your reply.

Thank you

The Correspondence Team

We are altering the way in which we handle your correspondence to ensure we safeguard your personal information at all times.

In order for us to do this we will be making some changes to the way in which we validate your identity.

The next time you contact us, we will require you to provide us with at least 2 pieces of information from the list below:

Client reference number

Postal address

Postcode

Telephone number

Email address

Please make sure you provide this information along with your full name on every communication you send to us. If not, we will prompt you

for these details and this may delay your reply.

Thank you

The Correspondence Team

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Please consider the environment before printing this e-mail.

We are altering the way in which we handle your correspondence to ensure we safeguard your personal information at all times.

In order for us to do this we will be making some changes to the way in which we validate your identity.

The next time you contact us, we will require you to provide us with at least 2 pieces of information from the list below:

Client reference number

Postal address

Postcode

Telephone number

Email address

Please make sure you provide this information along with your full name on every communication you send to us. If not, we will prompt you

for these details and this may delay your reply.

Thank you

The Correspondence Team

We are altering the way in which we handle your correspondence to ensure we safeguard your personal information at all times.

In order for us to do this we will be making some changes to the way in which we validate your identity.

The next time you contact us, we will require you to provide us with at least 2 pieces of information from the list below:

Client reference number

Postal address

Postcode

Telephone number

Email address

Please make sure you provide this information along with your full name on every communication you send to us. If not, we will prompt you

for these details and this may delay your reply.

Thank you

The Correspondence Team

-----Original Message-----

From: Erik ******* [mailto:eribsskog@gmail.com]
Sent: 20 September 2012 14:41
To: offers
Cc: Q&A
Subject: Your ref: ******7867/Fwd: CCCS

Hi,

I'm refering to your Final Notice-letter from 17/9, which I recieved today.

You there write: 'but we have not received a replyto our previous correspondence'.

But this isn't right, I've earlier written to you e-mails a lot of times offering a token-payment.

Is this the Candid Camera?

Your partner Capital One also did a practical joke like this, when they told me my signature wasn't mine last year.

Please stop with the monkey-business, and be serious.

I hope the CCCS can stop your funny bailiff-actions and lies.

Erik ****

---------- Forwarded message ----------
From: Q&A <contactus@cccs.co.uk>
Date: Mon, 20 Aug 2012 17:37:39 +0100
Subject: CCCS
To: Erik******** <eribsskog@gmail.com>

Good afternoon

Thank you for your email.

There isn't anything in the Consumer credit Act that states you must supply these details to a creditor. You can always provide them a copy of the budget and list of creditors that you have done through us.

Regardless of whether they accept the offer or not please continue to make the token payment.

Kind regards

Jonathan

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P Please consider the environment before printing this e-mail.

________________________________

From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 19 August 2012 20:59
To: Q&A
Cc: offers@wescot.co.uk
Subject: Problems with Wescot/Fwd: Update/Fwd: Wescot reference:
*******867 (Regarding Capital One-debt).

Hi,

I've told Wescot I'm unemployed and have offered them a £1 monthly token-payment untill I find new employment.

(Like I've offered my other creditors).

Wescot don't accept but wants me to fill out an income and expenditure-form.

I can't remember that you at CCCS have mentioned that I have to fill out a form like that, when I do budget-work.

It's like they go a bit to close, and this seems unecessary, to me.

What do you think at CCCS about this?

Does the law say that I have to fill out a form like that?

I attach the letter from Wescot.

Yours sincerely,

Erik *******

---------- Forwarded message ----------
From: Erik Ribsskog <eribsskog@gmail.com>
Date: Fri, Aug 10, 2012 at 10:35 PM
Subject: Update/Fwd: Wescot reference: *******867 (Regarding Capital One-debt).
To: offers@wescot.co.uk

Hi,

I got an income and expenditure-form, in the post, from you, earlier this week.

I don't understand the point in me filling out that form.

I've already told you that I'm on budget in co-operation, with the CCCS, and that I only can afford to pay a token-payment, (on £1), untill I find new employment.

So this is my offer.

I don't understand why you send me this form.

I think is unnessesary paper-work then.

None of my other creditors have sent me a form like that.

They have just accepted my token-payment-offer.

So I hope you can set up a direct debit-agreement, for £1 a month, for this debt.

Hope this is alright!

Best regards,

Erik *********

---------- Forwarded message ----------
From: Erik Ribsskog <eribsskog@gmail.com>
Date: Sat, Jul 21, 2012 at 10:31 AM
Subject: Wescot reference: ******867 (Regarding Capital One-debt).
To: offers@wescot.co.uk

Hi,

I'm refering to your letter from 19/7, which I got in the post today.

I'm currently unemployed, and on a budget in co-operation, with CCCS.

My offer to you is the same as to my other creditors, and that is that I pay a one pound token-payment, each month, until I find new employment.

Hope this is alright!

Yours sincerely,

Erik ********

VISIT OUR WEBSITE AT http://www.cccs.co.uk/
---------------------------------------------------------------------
This email message is intended for the individual to whom it's addressed
and may contain information that is privileged and confidential. If you are
not the intended recipient, you are hereby notified that any use or dissemination
of this communication is strictly prohibited. If you have received this information
in error, please return it to us immediately and delete it from your computer.
The contents or opinions expressed within this email are not intended to
represent the views of CCCS unless specifically stated to be so.
This email is not guaranteed to be free from any computer viruses, although
it has been checked using the Trend Virus Suite. You should check this email
and any attachments for the presence of viruses before downloading any files.
Foundation for Credit Counselling, trading as Consumer Credit Counselling Service ("CCCS").
Registered Office: Wade House, Merrion Centre, Leeds, LS2 8NG. Registered in England
Company No 2757055. Registered Charity No. 1016630"

VISIT OUR WEBSITE AT

http://www.cccs.co.uk
---------------------------------------------------------------------This email message is intended for the individual to whom it's addressed
and may contain information that is privileged and confidential. If you are
not the intended recipient, you are hereby notified that any use or dissemination

of this communication is strictly prohibited. If you have received this information

in error, please return it to us immediately and delete it from your computer.

The contents or opinions expressed within this email are not intended to

represent the views of CCCS unless specifically stated to be so.

This email is not guaranteed to be free from any computer viruses, although

it has been checked using the Trend Virus Suite. You should check this email
and any attachments for the presence of viruses before downloading any files.

Foundation for Credit Counselling, trading as Consumer Credit Counselling Service ("CCCS").

Registered Office: Wade House, Merrion Centre, Leeds, LS2 8NG. Registered in England

Company No 2757055. Registered Charity No. 1016630"

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT
Please consider the environment before printing this email. Wescot, helping to make a difference

Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery
of the message to the intended recipient) please notify us immediately (on 01482 590590 (UK) or
+44 1482 590590 (international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.

As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent.Please note that Wescot Credit Services Ltd does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the
opinions and views of Wescot Credit Services Ltd.

VISIT OUR WEBSITE AT

The contents or opinions expressed within this email are not intended to

represent the views of CCCS unless specifically stated to be so.

This email is not guaranteed to be free from any computer viruses, although

it has been checked using the Trend Virus Suite. You should check this email
and any attachments for the presence of viruses before downloading any files.

Foundation for Credit Counselling, trading as Consumer Credit Counselling Service ("CCCS").

Registered Office: Wade House, Merrion Centre, Leeds, LS2 8NG. Registered in England

Company No 2757055. Registered Charity No. 1016630"

VISIT OUR WEBSITE AT

The contents or opinions expressed within this email are not intended to

represent the views of CCCS unless specifically stated to be so.

This email is not guaranteed to be free from any computer viruses, although

it has been checked using the Trend Virus Suite. You should check this email
and any attachments for the presence of viruses before downloading any files.

Foundation for Credit Counselling, trading as Consumer Credit Counselling Service ("CCCS").

Registered Office: Wade House, Merrion Centre, Leeds, LS2 8NG. Registered in England

Company No 2757055. Registered Charity No. 1016630"

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT
Please consider the environment before printing this email. Wescot, helping to make a difference

Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery of the message to
the intended recipient) please notify us immediately (on 01482 590590 (UK) or
+44 1482 590590
(international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.

As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent. Please note thatWescot Credit Services Ltd does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the opinions and views
of Wescot Credit Services Ltd.

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT

Please consider the environment before printing this email. Wescot, helping to make a difference

Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery of the message to the intended
recipient) please notify us immediately (on 01482 590590 (UK) or
+44 1482 590590
(international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.
As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent. Please note that Wescot Credit Services
Ltd does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the opinions and views of Wescot Credit Services
Ltd.

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT
Please consider the environment before printing this email. Wescot, helping to make a difference

Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery of the message to
the intended recipient) please notify us immediately (on 01482 590590 (UK) or
+44 1482 590590
(international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.

As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent. Please note thatWescot Credit Services Ltd does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the opinions and views
of Wescot Credit Services Ltd.

Registered in Scotland No. SC84131, Registered Office: Kyleshill House, 1 Glencairn Street, Saltcoats, Ayrshire KA21 5JT

Please consider the environment before printing this email. Wescot, helping to make a difference

Confidentiality Notice. The information in this e-mail is confidential and for use by the addressee(s) only. If you are not the intended recipient (or responsible for delivery of the message to the intended recipient)
please notify us immediately (on 01482 590590 (UK) or +44 1482 590590 (international)) and delete this message from your computer: you may not copy or forward it, or use or disclose its contents to any other person.

As Internet communications are capable of data corruption, Wescot Credit Services Ltd does not accept any responsibility for changes made to this message after it was sent. Please note that Wescot Credit Services Ltd
does not accept any liability or responsibility for viruses and it is your responsibility to scan attachments (if any). Opinions and views expressed in this e-mail are those of the sender and may not reflect the opinions and views of Wescot Credit Services
Ltd.

wescot oktober.jpg
78K

PS.

Her er vedlegget:

lørdag 2. november 2013

Jeg sendte en e-post til Merseyside-politiet

Nå fikk jeg en telefon fra ei dame som sa hu ringte fra Hungry House, og insisterte på at jeg har plassert en 'bogus' order. Jeg fortalte at jeg ikke hadde gjort det, men hun sa at hun skulle kontakte politiet om dette

Min Bok 6 - Kapittel 37: Enda mer fra jula 2004

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