Mer om budsjett

Your ref: D3/49597867/Fwd: CCCS

Erik Ribsskog Thu, Sep 20, 2012 at 2:40 PM To: offers Cc: Q&A Reply | Reply to all | Forward | Print | Delete | Show original Hi, I'm refering to your Final Notice-letter from 17/9, which I recieved today. You there write: 'but we have not received a replyto our previous correspondence'. But this isn't right, I've earlier written to you e-mails a lot of times offering a token-payment. Is this the Candid Camera? Your partner Capital One also did a practical joke like this, when they told me my signature wasn't mine last year. Please stop with the monkey-business, and be serious. I hope the CCCS can stop your funny bailiff-actions and lies. Erik Ribsskog ---------- Forwarded message ---------- From: Q&A <contactus@cccs.co.uk> Date: Mon, 20 Aug 2012 17:37:39 +0100 Subject: CCCS To: Erik Ribsskog <eribsskog@gmail.com> Good afternoon Thank you for your email. There isn't anything in the Consumer credit Act that states you must supply these details to a creditor. You can always provide them a copy of the budget and list of creditors that you have done through us. Regardless of whether they accept the offer or not please continue to make the token payment. Kind regards Jonathan  Follow us on Twitter http://twitter.com/moneyaware  Like us on Facebook http://www.facebook.com/moneyaware  Read the MoneyAware blog http://moneyaware.co.uk/ P Please consider the environment before printing this e-mail. ________________________________ From: Erik Ribsskog [mailto:eribsskog@gmail.com] Sent: 19 August 2012 20:59 To: Q&A Cc: offers@wescot.co.uk Subject: Problems with Wescot/Fwd: Update/Fwd: Wescot reference: D3/49597867 (Regarding Capital One-debt). Hi, I've told Wescot I'm unemployed and have offered them a £1 monthly token-payment untill I find new employment. (Like I've offered my other creditors). Wescot don't accept but wants me to fill out an income and expenditure-form. I can't remember that you at CCCS have mentioned that I have to fill out a form like that, when I do budget-work. It's like they go a bit to close, and this seems unecessary, to me. What do you think at CCCS about this? Does the law say that I have to fill out a form like that? I attach the letter from Wescot. Yours sincerely, Erik Ribsskog ---------- Forwarded message ---------- From: Erik Ribsskog <eribsskog@gmail.com> Date: Fri, Aug 10, 2012 at 10:35 PM Subject: Update/Fwd: Wescot reference: D3/49597867 (Regarding Capital One-debt). To: offers@wescot.co.uk Hi, I got an income and expenditure-form, in the post, from you, earlier this week. I don't understand the point in me filling out that form. I've already told you that I'm on budget in co-operation, with the CCCS, and that I only can afford to pay a token-payment, (on £1), untill I find new employment. So this is my offer. I don't understand why you send me this form. I think is unnessesary paper-work then. None of my other creditors have sent me a form like that. They have just accepted my token-payment-offer. So I hope you can set up a direct debit-agreement, for £1 a month, for this debt. Hope this is alright! Best regards, Erik Ribsskog ---------- Forwarded message ---------- From: Erik Ribsskog <eribsskog@gmail.com> Date: Sat, Jul 21, 2012 at 10:31 AM Subject: Wescot reference: D3/49597867 (Regarding Capital One-debt). To: offers@wescot.co.uk Hi, I'm refering to your letter from 19/7, which I got in the post today. I'm currently unemployed, and on a budget in co-operation, with CCCS. My offer to you is the same as to my other creditors, and that is that I pay a one pound token-payment, each month, until I find new employment. Hope this is alright! Yours sincerely, Erik Ribsskog