johncons: Den der Financial Ombudsman, i England, er bare noe tull og tøys. (In Norwegian)

onsdag 1. juli 2009

Den der Financial Ombudsman, i England, er bare noe tull og tøys. (In Norwegian)

Google Mail - RE: Complaint against RBS/Fwd: Earlier e-mail

Erik Ribsskog
<eribsskog@gmail.com>

RE: Complaint against RBS/Fwd: Earlier e-mail

Erik Ribsskog
<eribsskog@gmail.com> Wed, Jul 1, 2009 at 2:18 PM

To:
"Collins, Jackie" <jackie.collins@financial-ombudsman.org.uk>

Hi,

I think I have the right to know this, when your representatives send me e-mails at

seven o'clock, on a Sunday morning.

I think you should send your business e-mails within the business-hours, and I'm

conserned about how you treat your staff, and I've contacted Acas about this.

If you do not expect your staff to work 12-14 hours a week, seven days a week,

then why are the working on a Sunday morning at six o'clock.

People are going to think that your representatives are some kind of slaves, if

they have to work at the time of the week, when the other people in England,

are on their way back from the pub.

If people get e-mails at this hour, they are going to start writing answers while

they are still drunk.

This sounds insane to me, to have people working, at six o'clock, on a Sunday

morning, answering e-mails that they could have answered on a Monday.

You have to pay them overtime, for work they just as well could have done on

a week-day.

Your institution is extreamly poorly managed, and you are wasting the tax-

payers money, with all the unessesary over-time.

I think there is a law in this country saying that Government should have openness,

so I think you should explain what the reason for your very strange and akward

working-hours are.

Sincerely,

Erik Ribsskog

On Wed, Jul 1, 2009 at 9:34 AM, Collins, Jackie <jackie.collins@financial-ombudsman.org.uk> wrote:

Dear Mr Ribsskog

Thank you for your email.

You will excuse me for not going into the finer details of
our staffing working hours and holiday allowance. I will however,
reassure you we certainly do not expect or allow our staff to work 12 to
14 hours a day 7 days a week.

Regards

Jackie
Collins
Operations Manager
Direct Dial : 020 7964
0116
Direct Fax: 020 7964 0117

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 30 June 2009 16:31

To: Collins,
Jackie
Subject: Re: Complaint against RBS/Fwd: Earlier
e-mail

Hi,

Monday to Friday, 8 am to 6 pm, is alright, I think.

But you also let your staff work Sunday mornings, at 6 am.

It seems to me that you overload your representatives with work, and that
they have to

work 12 to 14 hours 7 days a week.

I thought slavery was forbidden in our time.

Why do you let your representatives work every Sunday morning, when other
people in

England are on their way home from the pub?

Do your staff get summer-holiday at all?

Sincerely,

Erik Ribsskog

On Tue, Jun 30, 2009 at 9:54 AM, Collins, Jackie <jackie.collins@financial-ombudsman.org.uk>
wrote:

Dear Mr
Ribsskog

We always
try to provide the best service we can to our customers, and sometimes that
means offering our staff the option of working overtime during very busy
periods.

Please be
assured that they have to work within strict time guidelines, and these are
always checked by Operations Managers to ensure they are not working too many
hours.

The
service our department offers is outside of the usual office hours of
9am till 5pm because we have found that a lot of our customers have
difficulties contacting us whilst they are at work themselves during the 9am
to 5pm times, so we have opening hours of 8am - 6pm, as do many firms
these days.

I hope
this explains.

Regards

Jackie
Collins
Operations Manager
Direct Dial : 020 7964
0116
Direct Fax: 020 7964 0117

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 29 June 2009 19:32
To: Collins, Jackie

Subject: Re: Complaint against RBS/Fwd: Earlier
e-mail

Ok,

that sound very fine!

But, why is that you let your representatives work over-time every Sunday
then?

Shouldn't you as a main rule conduct your business, within the
business hours?

Yours sincerely,

Erik Ribsskog

On Mon, Jun 29, 2009 at 3:50 PM, Collins, Jackie <jackie.collins@financial-ombudsman.org.uk>
wrote:

Dear Mr
Ribsskog

Rosemary
Cox has passed your complaint to me to take over as you have requested that
she no longer deals with your case.

I can
confirmed that a letter has been sent to the firm, and we have asked that
they issue you with a final response letter within 14 days. We have
also asked them to copy us in on that response.

If you
remain unhappy with the firms response, or you have not received a response
from them within 14 days, please let me know and I will arrange for your
complaint to be moved forward for investigation by an
Adjudicator.

Regards

Jackie Collins
Operations Manager

Direct
Dial : 020 7964 0116
Direct Fax: 020 7964
0117

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 28 June 2009 11:17
To: Cox,
Rosemary
Subject: Re: Complaint against RBS/Fwd: Earlier
e-mail

Hi,

I don't think it's any use with me repeating myself.

I don't think you should handle my complaint.

The reason is, that if you are to overworked, you get to
tired.

And in dealing with complaints like these, one obviously needs ones
judgement, to be like

it should be.

If one are out of balance, like I think you could be, then I don't
think this is good for how the

complaint is being dealt with.

So please do as I ask Mrs .Cox, and tell your manager what I said,
that I want someone else

to deal with my complaint, due to that I think that you must be
overworked.

Haven't you seen how fine the weather is today, you should have a
day off in the fine weather,

I think.

Sincerely,

Erik Ribsskog

On Sun, Jun 28, 2009 at 11:10 AM, Cox, Rosemary <Rosemary.Cox@financial-ombudsman.org.uk>
wrote:

Dear Mr Ribsskog

Thank you for your
e-mails

As previously advised I am not going to debate
with you the working hours of this office.

I have written to you today to advise the steps
we are taking with your complaint. If the firm fail to resolve the
situation for you, your complaint will be passed onto our adjudication
area for further consideration of the concerns you have
raised.

I should add that we
do not tolerate rude or insulting language at this office,
and would expect any further communication to be sent in a more acceptable
manner.

Kind Regards

Rose Cox

team manager

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 28 June 2009 10:43

To: Cox, Rosemary
Subject: Re: Complaint against
RBS/Fwd: Earlier e-mail

Hi,

of course you can work on Sundays if you want.

But business e-mails should just be sent within the
business-hours.

Or else, what's going to happen, is obvious.

Someone are going to come drunk home from town, and answer the
business-e-mails when they are drunk, which is what has happened today,
with our correspondence.

If this is something, you didn't know from before, then I think
this Financial Ombudsman-stuff is just a load of crap really.

Try to use the head that God gave you when you were born!

Sincerely,

Erik Ribsskog

On Sun, Jun 28, 2009 at 10:33 AM, Cox, Rosemary
<Rosemary.Cox@financial-ombudsman.org.uk>
wrote:

Dear
Mr Ribsskog

Thank you for your e-mail

I must admit to being surprised and
confused with the content of the
e-mail.

We are an extremely busy department and we often work at the
weekends, this is obviously of help to consumers as we are
able to deal with their complaints in a more timely manner. I
would suggest that It is entirely up to each individual
business to determine which hours their staff will work and I do not
intend debating this with you.

By working this weekend I have been able to deal with your
complaint, which as you can appreciate is of a benefit to
you.

Perhaps you can clarify the spelling mistakes you are referring
to?

Kind
Regards

Rose
Cox

team
manager

From: Erik Ribsskog [mailto:eribsskog@gmail.com]

Sent: 28 June 2009 10:20

Subject: Re: Complaint against RBS/Fwd: Earlier
e-mail

Hi again,

don't you think it's strange for an institutions like yours to send
e-mails on Sunday mornings then?

Shouldn't e-mails be sent within normal business hours then you
think?

This is what it says on Wikipedia:

In
the United
States and United
Kingdom, the hours between 9 am and 5 pm are typically considered to be standard
business hours

http://en.wikipedia.org/wiki/Business_hours

I
think this is rather akward, as I also think your spelling-mistakes
are.

Sincerely,

Erik Ribsskog

On Sun, Jun 28, 2009 at 8:06 AM, Cox, Rosemary
<Rosemary.Cox@financial-ombudsman.org.uk>
wrote:

Dear Mr Ribsskog

Thank you for your e-mail

That's no problem, however I should point out that
we are not a government department, we are a independent complaints
body.

I will be in touch with your again in the next few
days

Kind Regards

Rose Cox

team manager

From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 28 June
2009 08:02

To: Cox, Rosemary
Subject: Re: Complaint
against RBS/Fwd: Earlier e-mail

Hi,

ok that's very fine, I'm just home from town you see.

I thought it was a bit strange, since noone in Government in
Norway, work on Sundays.

Sorry about this, I forget sometimes that I'm not in Norway
any longer.

Sorry about this!

Yours sincerely,

Erik Ribsskog

On Sun, Jun 28, 2009 at 7:54 AM, Cox, Rosemary
<Rosemary.Cox@financial-ombudsman.org.uk>
wrote:

Dear Mr Ribsskog

Thank you for your e-mail

I can assure you this is not a
joke, I am currently in the office working
today.

I presume that you
would like us to deal with your complaint, so am responding to your
e-mails today

Kind Regards

Rose Cox

team manager

From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 28
June 2009 07:36
To: Cox, Rosemary
Subject: Re:
Complaint against RBS/Fwd: Earlier e-mail

Hi,

why do send the e-mails early on a Sunday morning, by the
way.

Is this some kind of joke?

Sincerely,

Erik Ribsskog

On Sun, Jun 28, 2009 at 7:33 AM, Cox,
Rosemary <Rosemary.Cox@financial-ombudsman.org.uk>
wrote:

Dear Mr Ribsskog

Thank you for your
e-mails

I will contact you again
once I have considered the
information.

Kind Regards

Rose Cox

team manager

From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 27
June 2009 14:59
To: Cox, Rosemary
Subject:
Complaint against RBS/Fwd: Earlier e-mail

Hi,

thank you for you e-mail, that I recieved today.

I'll contact your collegue back, regarding the
Barclays-complaint.

I sent the complaint on RBS Dale St., to Yvonne Williams at
RBS, but she

also harassed me, like this, she writes 'Dear Ms Ribsskog',
even if my name

is Erik, and in Britain, you have a movie called 'Erik the
Viking', and Eric is

also a quite usual name, in English-speaking countries.

So I think Yvonne Williams, the complaint-investigator,
also bullied me.

I think this must have been a deliberate mistake.

This ended with the complaint being partly resolved, in the
way that RBS,

gave me the bonus of £100, for moving my account to them,
from Barclays,

(who I also had problems with, that I'll exlain about to your
collegue, like I

mentioned earlier).

I'll also find the actual complaint against RBS Dale St.
now, and forward it

to you.

What I meant with the complaint-form, was that it didn't
look anything at all

like the ones you've sent me now.

Maybe the complaint-form I was sent, was to do with other
financial institutions,

than banks?

Like share-fonds etc?

Have you also got other complaint-forms, other than to banks,
perhaps someone

sent me the wrong form intentionally?

Just a thought I had.

But anyway, thank you very much for your e-mail, and I'll
also find the actual

RBS Dale St. complaint, and e-mail it to you now.

Yours sincerely,

Erik Ribsskog

---------- Forwarded message
----------
From: Williams, Yvonne
(CRU) <Yvonne.Williams@rbs.co.uk>
Date:
Tue, Jun 26, 2007 at 4:30 PM
Subject: RE: Earlier e-mail
To:
Erik Ribsskog <eribsskog@gmail.com>

Dear Ms Ribsskog

Could you please arrange another copy of your email to be
sent to me for my investigation

Regards

Yvonne Williams

From: Erik Ribsskog [mailto:eribsskog@gmail.com]
Sent: 19 June
2007 14:04
To: Williams, Yvonne (CRU)
Subject:
Earlier e-mail

*** WARNING : This message originates from the Internet ***
Hi,

I'm refering to the e-mail I sent you on 5/6.

I was just wondering if you have recieved this e-mail,
because I cant see

that I have recieved any answer to it yet.

Please just contact me if you want me to send you the e-mail
again.

Yours sincerely,

Erik Ribsskog
The Royal Bank of Scotland plc, Registered in Scotland No. 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB Authorised and regulated by the Financial Services Authority. This e-mail message is confidential and for use by the addressee only. If the message is received by anyone other than the addressee, please return the message to the sender by replying to it and then delete the message from your computer. Internet e-mails are not necessarily secure. The Royal Bank of Scotland plc does not accept responsibility for changes made to this message after it was sent. Whilst all reasonable care has been taken to avoid the transmission of viruses, it is the responsibility of the recipient to ensure that the onward transmission, opening or use of this message and any attachments will not adversely affect its systems or data. No responsibility is accepted by The Royal Bank of Scotland plc in this regard and the recipient should carry out such virus and other checks as it considers appropriate.

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Unless otherwise indicated, this e-mail
has no contractual effect and may only be used for the purpose(s)
indicated in it. The statements and opinions expressed in this
e-mail are those of the author and do not necessarily reflect those
of the Financial Ombudsman Service Ltd.

This email has originated from the
Financial Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall,
London E14 9SR, United Kingdom. Registered as a limited company in
England and Wales No. 3725015. Registered office as above.

This e-mail and any attachments are
confidential and may be subject to legal privilege. If you are not the
intended recipient, please notify the sender immediately and delete
this e-mail and any attachment from your system. If you are not the
intended recipient you must not copy, disclose or take any action in
reliance to it.

This e-mail and any attachments have been
checked by virus detection software before transmission. You should
carry out your own virus checks on the contents of this communication.
We accept no liability for any loss or damage which may be caused by
software viruses or by interception or interruption of this mail.

Unless otherwise indicated, this e-mail has
no contractual effect and may only be used for the purpose(s)
indicated in it. The statements and opinions expressed in this e-mail
are those of the author and do not necessarily reflect those of the
Financial Ombudsman Service Ltd.

This email has originated from the
Financial Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall,
London E14 9SR, United Kingdom. Registered as a limited company in
England and Wales No. 3725015. Registered office as above.

This e-mail and any attachments are
confidential and may be subject to legal privilege. If you are not the
intended recipient, please notify the sender immediately and delete this
e-mail and any attachment from your system. If you are not the intended
recipient you must not copy, disclose or take any action in reliance to
it.

This e-mail and any attachments have been
checked by virus detection software before transmission. You should
carry out your own virus checks on the contents of this communication.
We accept no liability for any loss or damage which may be caused by
software viruses or by interception or interruption of this mail.

Unless otherwise indicated, this e-mail has
no contractual effect and may only be used for the purpose(s) indicated
in it. The statements and opinions expressed in this e-mail are those of
the author and do not necessarily reflect those of the Financial
Ombudsman Service Ltd.

This email has originated from the Financial
Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall, London E14 9SR,
United Kingdom. Registered as a limited company in England and Wales No.
3725015. Registered office as above.

This e-mail and any attachments are
confidential and may be subject to legal privilege. If you are not the
intended recipient, please notify the sender immediately and delete this
e-mail and any attachment from your system. If you are not the intended
recipient you must not copy, disclose or take any action in reliance to
it.

This e-mail and any attachments have been
checked by virus detection software before transmission. You should carry
out your own virus checks on the contents of this communication. We accept
no liability for any loss or damage which may be caused by software
viruses or by interception or interruption of this mail.

Unless otherwise indicated, this e-mail has no
contractual effect and may only be used for the purpose(s) indicated in
it. The statements and opinions expressed in this e-mail are those of the
author and do not necessarily reflect those of the Financial Ombudsman
Service Ltd.

This email has originated from the Financial
Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall, London E14 9SR,
United Kingdom. Registered as a limited company in England and Wales No.
3725015. Registered office as above.

This e-mail and any attachments are
confidential and may be subject to legal privilege. If you are not the
intended recipient, please notify the sender immediately and delete this
e-mail and any attachment from your system. If you are not the intended
recipient you must not copy, disclose or take any action in reliance to
it.

This e-mail and any attachments have been checked
by virus detection software before transmission. You should carry out your
own virus checks on the contents of this communication. We accept no
liability for any loss or damage which may be caused by software viruses or
by interception or interruption of this mail.

Unless otherwise indicated, this e-mail has no
contractual effect and may only be used for the purpose(s) indicated in it.
The statements and opinions expressed in this e-mail are those of the author
and do not necessarily reflect those of the Financial Ombudsman Service
Ltd.

This email has originated from the Financial
Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall, London E14 9SR,
United Kingdom. Registered as a limited company in England and Wales No.
3725015. Registered office as above.

This e-mail and any attachments are
confidential and may be subject to legal privilege. If you are not the
intended recipient, please notify the sender immediately and delete this
e-mail and any attachment from your system. If you are not the intended
recipient you must not copy, disclose or take any action in reliance to
it.

This e-mail and any attachments have been checked
by virus detection software before transmission. You should carry out your own
virus checks on the contents of this communication. We accept no liability for
any loss or damage which may be caused by software viruses or by interception
or interruption of this mail.

Unless otherwise indicated, this e-mail has no
contractual effect and may only be used for the purpose(s) indicated in it.
The statements and opinions expressed in this e-mail are those of the author
and do not necessarily reflect those of the Financial Ombudsman Service
Ltd.

This email has originated from the Financial
Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall, London E14 9SR,
United Kingdom. Registered as a limited company in England and Wales No.
3725015. Registered office as above.

This e-mail and any attachments are confidential
and may be subject to legal privilege. If you are not the intended recipient,
please notify the sender immediately and delete this e-mail and any attachment
from your system. If you are not the intended recipient you must not copy,
disclose or take any action in reliance to it.

This e-mail and any attachments have been checked by
virus detection software before transmission. You should carry out your own
virus checks on the contents of this communication. We accept no liability for
any loss or damage which may be caused by software viruses or by interception or
interruption of this mail.

Unless otherwise indicated, this e-mail has no
contractual effect and may only be used for the purpose(s) indicated in it. The
statements and opinions expressed in this e-mail are those of the author and do
not necessarily reflect those of the Financial Ombudsman Service Ltd.
This email has originated from the Financial
Ombudsman Service Ltd. South Quay Plaza, 183 Marsh Wall, London E14 9SR, United
Kingdom. Registered as a limited company in England and Wales No. 3725015.
Registered office as above.

onsdag 1. juli 2009

Den der Financial Ombudsman, i England, er bare noe tull og tøys. (In Norwegian)

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